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The native inhabitants of the Largo area were the Tocobaga Indians. They are also known as the Safety Harbor culture from their archeological remains near present-day Safety Harbor. The Spanish came to Florida in the 16th century. In the 18th century, the Tocobaga had been virtually destroyed after years of exposure to European diseases, Spanish settlement efforts and warfare between Spain and England. The Largo area, like the rest of Pinellas County, was largely deserted. In 1763, Spain transferred sovereignty of Florida to The United Kingdom. In 1783, Florida fell to Spanish sovereignty once again until it was transferred to the United States in 1821. By 1845, a surveyor recorded the location of Lake Tolulu, apparently south of present-day East Bay Drive and roughly where the Largo Central Park Nature Preserve is today.

Later, homesteaders to the Largo area were the families of James and Daniel McMullen around 1852. The McMullens and other settlers raised cattle, grew citrus and vegetables and fished. During the Civil War, many Largo area residents fought for the Confederate States of America. James and Daniel McMullen were members of the "Cow Cavalry" driving Florida cattle to Georgia and the Carolinas to help sustain the war effort. Other area residents served on blockade runners. Still others left the area to serve in the Confederacy's armies. After the war, Largo area residents returned to farming, ranching, and raising citrus. The Orange Belt Railway reached the area in 1888. By this time Lake Tolulu had been renamed Lake Largo, and residents of the community west of the lake adopted the name "Largo".

The Town of Largo was incorporated in 1905. Lake Largo was drained in 1916 to make way for growth and development. Between 1910 and 1930, Largo's population increased about 500%. Then and for decades afterwards, Largo's economy was based on agriculture—citrus groves, cattle ranches, and hog farms, as well as turpentine stills and sawmills. Largo is best remembered as "Citrus City", from the time it was a citrus packing, canning and shipping center.

The Great Depression was unkind to Largo. Largo lacked the financial resources to meet its obligations. Largo reverted to its 1913 boundaries and charter. The population dropped approximately 30%. The debt incurred by the issuance of bonds in the late 1920s was not paid off until after World War II.

The years after World War II saw rapid growth as people began moving into the area and Largo annexed surrounding lands. During the nuclear arms race, electronics companies like General Electric and Honeywell boosted the economy. The population increased to about 5,000 in 1960, to about 20,000 in 1970, and to about 70,000 in 2005. Largo's original area was 9/16th of a square mile. By 1982, Largo had grown to about 13 square miles (34 km²) and to about 19 square miles (48 km²) in 2010. The groves, farms, ranches and forests have mostly given way to homes and shopping centers and light industry. The increased population resulted in a need for increased city services. All departments saw rapid growth and improvements in quality, especially under the leadership of the late Mayor Thom Feaster. In 1995, Largo Central Park opened on the site of the old Pinellas County Fairgrounds. It is the setting for the Largo Central Park Performing Arts Center and the Largo Public Library.

In the 2006 commission elections, Largo achieved two milestones furthering its former motto of "City of Progress". Democrat Patricia Gerard became the city's first female mayor. She narrowly defeated incumbent mayor Robert E. Jackson, in a bitterly contested race. (Dr. Jackson had been the longest serving elected Democrat in Pinellas County.) The voters' choice between these two candidates decided the major issue of the election: that the city would not revert to a mayor-dominated process of governance in lieu of the continuing role for the seven-member commission acting as non-partisans—that is, deliberating independently and equally with the mayor and deciding democratically the political issues of the city.

Also, the city elected its first commissioner of African-American descent, Rodney J. Woods, in a landslide against a former commissioner.

On August 24, 2009, the iconic Largo Clock Tower, which was constructed shortly after completion of Largo Central Park, was demolished. City officials made the change because of the tower's decay and because a deteriorating landmark at a busy intersection was not an uplifting and memorable sight. The area surrounding the clock tower was replaced with a small garden area in order to incorporate the area into Largo Central Park.

As of the census of 2010, there were 77, 648 people, 38,022 households, and 19,573 families residing in the city. The population density was 4,945.7 inhabitants per square mile (1,912.5/km²). There were 46,859 housing units at an average density of 2,984.6 per square mile (1,154.2/km²). The racial makeup of the city was 86.3% White, 5.6% African American, 0.3% Native American, 2.7% Asian, 0.2% Pacific Islander, 2.6% from other races, and 2.4% from two or more races. 9.0% of the population is Hispanic or Latino of any race.

There were 38,022 households, out of which 16.7% had children under the age of 18 living with them, 36.2% were married couples living together, 11.2% had a female householder with no husband present, and 48.5% were non-families. 39.6% of all households were made up of individuals, and 18.1% had someone living alone who was 65 years of age or older. The average household size was 2.02 and the average family size was 2.67.

In the city, the population was spread out, with 15.6% under the age of 18, 7.1% from 18 to 24, 22.6% from 25 to 44, 28.6% from 45 to 64, and 26.0% who were 65 years of age or older. The median age was 48.2 years.

As of the census of 2000, there were 69,371 people, 34,041 households, and 18,382 families residing in the city. The population density was 4,429.1 inhabitants per square mile (1,710.4/km²). There were 40,261 housing units at an average density of 2,570.5 per square mile (992.6/km²). The racial makeup of the city was 92.71% White, 2.69% African American, 0.34% Native American, 1.69% Asian, 0.08% Pacific Islander, 0.99% from other races, and 1.49% from two or more races. 4.18% of the population is Hispanic or Latino of any race.

There were 34,041 households, out of which 17.0% had children under the age of 18 living with them, 41.8% were married couples living together, 9.0% had a female householder with no husband present, and 46.0% were non-families. 38.5% of all households were made up of individuals, and 19.3% had someone living alone who was 65 years of age or older. The average household size was 1.99 and the average family size was 2.59.

In the city, the population was spread out, with 15.6% under the age of 18, 6.1% from 18 to 24, 25.1% from 25 to 44, 23.0% from 45 to 64, and 30.1% who were 65 years of age or older. The median age was 48 years. For every 100 females, there were 87.0 males. For every 100 females age 18 and over, there were 83.9 males.

The median income for a household in the city was $32,217, and the median income for a family was $41,523. Males had a median income of $30,186 versus $24,477 for females. The per capita income for the city was $20,848. About 6.0% of families and 9.1% of the population were below the poverty line, including 12.0% of those under age 18 and 8.6% of those age 65 or over.